Category: Benefits

From 401(k) plans to vacation policy, this topic gives HR and Compensation professionals specific strategies on how to handle benefit plans. Articles also provide guidance to brokers, advisers and consultants.


CBO: $194 Billion Deficit Increase If Key ACA Subsidies End In 2017

The Affordable Care Act (ACA) requires insurers to offer plans with reduced deductibles, copayments, and other means of cost sharing to certain people, depending on their income, who pur­chase plans through the ACA marketplaces. In turn, insurers receive federal pay­ments arranged by the Secretary of Health and Human Services to cover the costs they incur […]


Iowa Court Decision Blurs Definition of Disability in Workers’ Comp Cases

A recent decision from the Iowa Court of Appeals should cause Iowa employers to hit pause on routine decisions relating to workers’ compensation claimants. The decision, Vetter v. Iowa Department of Natural Resources, effectively dismantled the definition of “disability” for disability discrimination claims.


America Runs on Dunkin’: Workers’ Comp Rulings are Changing the Game

Workers’ compensation benefits are designed to compensate employees for injuries that occur in the course and scope of employment. Basic workers’ comp principles establish that the course and scope of employment excludes routine commutes to and from work (before arriving at and after departing from the employer’s premises). Delaware is no exception. With rare exceptions, […]


Missed Opportunities: 4 Ways Employers Can Promote Retirement Security

A new survey findings, released by Transamerica Center for Retirement Studies® (TCRS), reveals that 69% of employers believe most of their employees could work to age 65 and still not save enough to meet their retirement needs, a disturbing finding given the vital societal role that employers play in helping workers save, plan, and prepare […]

Defined benefit retirement plan

IRS Adjusts, Adds Improvements to Preapproved Plan Program

The Internal Revenue Service (IRS) has issued several changes to its preapproved qualified retirement plan program, in line with its phaseout at the beginning of 2017 of much of the determination letter program for individually designed plans.

Health plan

Manager of Healthcare Network to Reimburse Plans for Fees, Says DOL

The U.S. Department of Labor (DOL) and a third-party administrator that provides employee health benefit plans with access to a network of doctors, hospitals, and other medical providers have reached an agreement in which the administrator has committed to improve its communications with health plans and to return certain fees the plans paid for claims […]

financial wellness

How Helping Employees Get Financially Well Pays Off for Everyone

Some 44% of workers say they worry about money while at their jobs, and 46% say they spend 2 to 3 hours of their employer’s time each week trying to handle personal financial matters, according to 2016 research from The Prudential Insurance Company of America titled “How Well Protected Are Employees Against Key Financial Risks?”

Defined benefit retirement plan

Will Robo-Advisers Invade Your Defined Contribution Plan?

The term “robo-adviser” is used to describe a wide range of digital advice and technology solutions. But while robos have been touted as the wave of the future, there’s no denying that retirement investors still see value in the expert advice of human advisers. There may be potential benefits for defined contribution (DC) plans to […]