Tag: advice


Latest Trends Survey Discloses Fees, Remain DC Plans’ Greatest Concern

The latest edition of a widely watched consulting firm survey of defined contribution (DC) retirement plan trends found that plan sponsors continue to focus intensely on fees, even though these expenses have been pressured lower in recent years by plans’ insistence and the threat of litigation.


Year-End Reporting: Double Check Forms Before Submitting—It Could Save You Thousands of Dollars

Year-end reporting season is a chaotic time for business owners and Human Resources personnel across the country. This year brings with it just the second season of earlier deadlines for W-2 and 1099-MISC reporting, so businesses can feel overwhelmed and pressured with the need to file on time to avoid fines.


You Can’t Change Who You Are by Flipping a Switch

You are who you are. I’m in my 50th year. I am who I am. If I were to take a personality test, it would tell me largely the same thing it would have told me 10 or even 20 years ago. Sure, things happen in our lives that can cause our personalities to change […]


8 essential lessons I learned from my mom

by Dan Oswald A couple of days ago we celebrated Mother’s Day, and while one day each year clearly isn’t enough to honor our mothers, it does provide us with the opportunity to thank the women in our lives for everything they have done to love and support us. A number of years ago, I […]


What’s the right thing to say?

by Dan Oswald Last week I took my second child—and my only daughter, which is a significant distinction for a father—to college for her freshman year. I knew it would be an emotional time for her, her mother, and me. And I wanted to offer some sage advice as I left her behind in her […]


Conclusion of college commences life of learning

by Dan Oswald My oldest graduated from college this weekend. In addition to reminding me that I am, indeed, getting older, it caused me to consider what sage career and life advice I might have for him. My first thought was that I had the order of those two things reversed—that I should be providing […]

Keep It Simple Stupid

Finding simple answers to complicated questions

A great man once said, “Sometimes the questions are complicated and the answers are simple.” The man credited for uttering those words? Dr. Seuss. But how right was the author of those wonderful children’s books? In my estimation, he hit the nail on the head. I was on the phone the other day with a […]

The Secret to Success

What it takes to be successful

When people question what it takes to be successful in business, my response is often, “You should ask someone who is.” The best way to learn about anything is to ask someone who has been successful at it. If you want to learn how to throw a great curve ball, ask someone who throws a […]


Relationships 101

No, I’m not here to talk about your love life. I’ve been married for 23 years and I would never presume to have the least bit of insight to share with you regarding that topic. And my wife would gladly confirm that if I did provide any advice, you’d be best to ignore it! I’d […]