Tag: COBRA coverage

COBRA’s Top 10: Law Used as Poster Child for the Problems With Government Jargon

It’s no surprise to most health plan administrators that the federal law on COBRA continuation coverage was used in a recent newspaper article as an example of “bureaucratic legalese.” In recounting efforts to push the “government to speak plainly,” the Dec. 2 Washington Post article said: If you want to understand Americans’ frustration with Washington, […]

Candidate’s COBRA Premium Kerfuffle Points Out Differing Employer Practices

Employers have different ways of administering COBRA continuation coverage, as evident in a recent news article about a local candidate’s problem when he was found to owe a city government money after it paid some of his COBRA premiums. The Post-Standard reported Oct. 27 how Timothy Lattimore (R), former mayor of Auburn, N.Y. , elected […]

Premium Subsidy Extension Passes Congress

A bill that would extend premium subsidies for health coverage under the Health Care Tax Credit (HCTC) program has been passed by both the U.S. House of Representatives and Senate, meaning it’s on the way to President Obama’s desk. The HCTC was enacted as part of the Trade Act of 2002. As originally enacted, it […]

Pulled in 2 Directions: The Cost of Uniform Coverage Summaries

Health reform’s uniform summary of benefits and coverage (SBC) will cost insurers and third party administrators (TPAs) about $160 million over the next three years to develop, update, and provide the SBC and glossary to applicants and enrollees, its agency drafters estimate. That includes $25 million in 2011 , $73 million in 2012 and $58 million in […]

‘Out of Control’ Employee Screaming Profanities Loses out on COBRA Due to Gross Misconduct

Although the COBRA statute never defined gross misconduct — leaving it up to the courts — no dictionary is needed when an “out-of-control” employee screams profanities at and makes seemingly threatening hand gestures toward another employee, saying she would “get” hers. This behavior was “so manifestly so outrageous and extreme as to constitute gross misconduct,” […]

DOL Clarifies End of COBRA Premium Subsidy Period

Keep in mind that some individuals may be eligible for COBRA premium subsidies beyond Aug. 31, 2011, the U.S. Department of Labor (DOL) noted today in updated material on its website. The updated frequently-asked-question on the end of the subsidy period follows: Q1: I’ve heard that the COBRA Premium Reduction (Subsidy) ends on August 31, 2011, […]

Resuscitate COBRA Premium Subsidies to Help Unemployed, Commonwealth Fund Says

In the waning days of the COBRA premium subsidy, The Commonwealth Fund is calling for the program to be resuscitated as a way to help unemployed and uninsured workers until health care reform is fully implemented. In an Aug. 24 issue brief,  the Fund noted that “the worst economic downturn since the Great Depression has […]

Verizon Strike Raises COBRA Coverage Issues

I often feel like raising a picket sign when I look at my phone bill, but that’s another story — right now, I just want to use the news of the Verizon strike to remind you of its COBRA continuation coverage implications. As has been widely reported, approximately 45,000 unionized Verizon workers went on strike […]

Can Benefits Bills Distract Congress from Debt Acrimony?

This summer, the U.S. House and Senate took a break from its floundering over debt and deficits to consider a few measures affecting employee benefits. Perhaps it was refreshing, spending at least a little time thinking about something else. Let’s take a look at the latest House and Senate bills that could affect employee benefits. […]

Arrivederci to the ARRA Premium Subsidy Law, for the Most Part

This month technically marks the end of the last 18-month period of coverage for individuals who could take advantage of continuation coverage premium subsidies under the American Recovery and Reinvestment Act of 2009 (ARRA). But that doesn’t mean employers can just breathe a sigh of relief and wave off this law. Here’s a summary of […]