Tag: insurance

Perks—Do Yours Measure Up? Who’s Offering What?

Help us find out! Please participate in our brief survey and see how what you are doing stacks up against what other successful companies are doing. Who’s offering what perks out in the real world? Wellness Life, Accident, Pet Insurance? Flex, Child care, Telecommuting? Financial Planning, Legal Assistance, EAP? Tuition Reimbursement? What else? Participate in […]

Yes, We Surveyed It—Highlights from BLR’s 2013 Survey Series

Special thanks to all readers who participated in our surveys in 2013! (2014 surveys start soon.) Benefits: Health Insurance Preferred provider organization (PPO) plans are offered by 68% of survey participants, and health maintenance organization (HMO) plans are offered by 31%. High-deductible plans are a benefit for 35%, and point-of-service (POS) plans are available for […]

Voluntary Benefits: Some Say ‘Garbage’; Some Say, ‘Bargain’

Miles is vice president and senior employee benefits consultant at Gregory and Appel Insurance. During his presentation at a recent boot camp sponsored by BLR®, he was joined by colleague Janet McClure, vice president and worksite marketing team leader. What Are Voluntary Benefits? “Voluntary benefits” are generally insurance products sold to employees at work through […]

High Court Will Rule on Religious Challenge to Contraceptive Mandate

The U.S. Supreme Court on Nov. 26 accepted an appeal of health care reform’s contraception coverage mandate. The cases that will be heard are Sebelius v. Hobby Lobby Stores, Inc. and Conestoga Wood Specialties v. Sebelius. (Kathleen Sebelius is named as a litigant in her capacity as U.S. Health and Human Services Secretary.) The cases […]

Pay or Play? Pros and Cons

Gillihan is counsel in the Atlanta office of Alston & Bird LLP. His tips came at a recent webinar sponsored by BLR® and HR Hero®. Reasons for having insurance from employee’s perspective: Risk mitigation Negotiated discounts Reasons to Get Insurance Through the Employer: The income tax/Federal Insurance Contributions Act (FICA) exemption for employer premiums and […]

Medical Certs and the FMLA: No One’s Happy

Under FMLA regulations, an employer may utilize DOL certification forms designed for this purpose (and why not use them, since you aren’t permitted to ask for any information not on those forms anyway?): Certification of Health Care Provider for Employee’s Serious Condition (WH-380-E) Certification of Health Care Provider for Family Member’s Serious Health Condition (WH-380-F) […]

IRS Formalizes One-year Delay in Reform’s Reporting and Penalty Rules for Employers

An official announcement on transition relief for employers from information reporting requirements under health care reform, as well as on the delay of key provisions of the employer play-or-pay mandate, was issued July 9 in Notice 2013-45 from the U.S. Department of the Treasury and IRS. In unofficial announcements last week on the White House and U.S. […]

Employer Mandate Delayed: Obama Gives in to Employer Concerns over Reform

In a startling move, the Obama administration delayed the employer mandate (for companies with 50 or more workers) to offer health insurance to workers or pay a penalty, until January 2015 (a one-year delay) while it reassesses employer reporting burdens and gives employers more time to arrange compliance with the health care reform statute and […]

Gender Pay Gaps—Which Occupations Are Worst?

Pat Shiu, Director of the Office of Federal Contract Compliance Programs, was joined for the chat by Latifa Lyles, Acting Director of the Women’s Bureau (WB), and Jennifer Hunt, chief economist at the Department of Labor (DOL). [Go here for yesterday’s questions and answers] Question from Annalyn Kurtz: In what occupations is the pay gap […]

Perks, Insurance, and Atypical Benefits–How Do You Compare?

Beyond health insurance and retirement benefits (covered in previous surveys), the number one perk provided by the employers responding to our survey was paid holidays, with 91% percent of them offering it. Other highlights: Flextime is offered by 53% of respondents. About 33% relax their dress code in the summer, at least for some employees. […]