Tag: COBRA notices

Managing Alternative Coverage and COBRA Coverage in Uncertain Economic Times

We’ve all heard about the “Great Resignation” triggered by the post-COVID environment. Workers are deciding to voluntarily exit the workplace in search of other options. Separately, we have seen the news about a possible economic recession in the near future that could prompt employers to consider “reductions in force” (RIFs). Given the economic turbulence and […]


COBRA: Proper Mailing Procedures Trump Address Mistake

by Gwen Cofield Although an employer or plan administrator is not required to ensure actual receipt of the Consolidated Omnibus Budget Reconciliation Act (COBRA) notice, a good-faith effort to provide the COBRA notice must be made. Where an administrative error prevents the receipt of the COBRA notice, an employer or plan administrator can demonstrate good-faith […]

Employer Violated COBRA by Not Sending Notice After Reduction in Hours Hikes Premium

An employer/plan administrator erred by thinking that because it automatically kept employees covered under its health plan when their hours were reduced, there was no need to provide a COBRA election notice, a federal district court in Maryland ruled. The fact that the reduction in hours resulted in an increase in their premiums constituted a […]

Benefit plans: upcoming compliance deadlines and year-end planning

by Bret Busacker and Bret Clark Now that fall is in the air and school has started, we thought it would be a good idea to summarize some of the key health and welfare benefit deadlines that are approaching.  November 5 Health plan identifier. All self-insured large group health plans (i.e., plans with annual costs […]