Tag: Fair and Accurate Credit Transactions Act

Update on FCRA: New Court Decision, New FACTA Regs

by Sam Fulkerson A new decision from the Tenth Circuit makes an important distinction about what constitutes a “consumer report” under the Fair Credit Reporting Act (FCRA). In addition, new amendments under the Fair and Accurate Credit Transactions Act (FACTA) designed to prevent identity theft amended the FCRA effective November 1, 2008. Let’s look at […]

Employees Hold the Key to Employers’ Data Security

by Mark Wiletsky It has become almost commonplace to hear that a government agency or private corporation has been the victim of a data security breach. As a result, hundreds of customers’ or employees’ personal data is at risk of being used for criminal purposes such as identity theft. Approximately 70 percent of those breaches […]