Tag: COBRA coverage

Ask the Expert Mailbag: Employee Benefits Week Edition

When it comes to compliance, sometimes it helps to share specific cases and how employment lawyers approached them. Today, we share three benefits-related questions submitted to our employment lawyers, along with their answers. Learn whether to give a 1095-C form to an employee who declined coverage, whether offering higher plan contributions for more tenured employees […]

arbitration

Class Action Claim Dismissed: No Evidence of Injury Due to Alleged COBRA Notice Violation

Many cases have recently challenged the technical content in various employer-provided COBRA notices. The premise of these lawsuits has been that even minor deviations from COBRA regulations from the U.S. Department of Labor (DOL) should make a plan administrator liable for penalties even if the notices otherwise included comprehensive COBRA information. Certainly, plan administrators should […]

Managing Alternative Coverage and COBRA Coverage

The current economic turbulence and uncertainty, caused in large part by the business reaction to COVID-19, has forced employers to rethink how they manage benefits for workers who suffer job loss (including—aside from termination of employment—layoffs, temporary furloughs, and leaves of absence). One of the key benefits (other than cash) provided to employees who suffer […]

Employer’s Suspect Gross Misconduct Finding and Imprecise Notice Format Mean COBRA Claim Proceeds

The gross misconduct exception under COBRA means that if an employee’s employment is terminated due to gross misconduct, continuation coverage does not have to be offered to the terminated employee or the terminated employee’s family. One of the many tricky aspects of administering the gross misconduct rule is that the decision should be made at […]

COBRA

ARPA COBRA Subsidy 101

The American Rescue Plan Act of 2021 (ARPA) has some new rules related to the Consolidated Omnibus Budget Reconciliation Act (COBRA). Any employer that has a health plan subject to COBRA should be aware of these changes. Let’s take a look at the basics of what ARPA will implement.

deadline

What Happens When COBRA Deadlines Become Suggested Time Limits?

It seemed like a great idea this spring when the federal government issued guidance providing relief from certain benefits deadlines—including those related to COBRA continuation coverage—due to the disruption caused by the COVID-19 national emergency. Then, it was assumed the emergency would end by June.

COBRA

COBRA Continuation Coverage: Who Pays?

Most employers are aware that the Consolidated Omnibus Budget Reconciliation Act (COBRA) requires group health plans sponsored by covered employers to allow qualified beneficiaries to have “COBRA continuation coverage” in the event that they lose group health plan coverage for specified reasons.