Tag: Health Insurance

New Executive Order seeks to expand health insurance options

After several failed legislative attempts to repeal and replace the Affordable Care Act (ACA), President Donald Trump is now taking matters into his own hands. On October 12, Trump signed a new Executive Order (EO) designed to “expand choices and alternatives to Obamacare plans and increase competition to bring down costs for consumers,” according to […]

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Trump administration expands exemptions to ACA contraceptive mandate

On October 6, the Trump administration released two interim final rules that will vastly expand the availability of exemptions to the Affordable Care Act’s (ACA) rules requiring employer coverage of contraceptives. The ACA requires employers and insurers that offer group health plans to employees to cover certain approved contraceptive methods—at no additional cost to employees—or […]

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CBO: $194 billion deficit increase if key ACA subsidies end in 2017

by Jennifer Carson The Affordable Care Act (ACA) requires insurers to offer plans with reduced deductibles, copayments, and other means of cost-sharing to certain people, depending on their income, who purchase plans through the ACA marketplaces. In turn, insurers receive federal payments arranged by the Secretary of Health and Human Services to cover the costs […]

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Senate releases highly anticipated healthcare bill

Update: On June 27, Senate Majority Leader Mitch McConnell announced that a vote on the Senate bill will be delayed until after the July 4th recess. Following the May passage in the House of the American Health Care Act (AHCA), the Senate has now released the text of its own draft ACA reform bill. Dubbed […]

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Nevada Supreme Court clarifies connection between healthcare coverage, minimum wage

by Deanna L. Forbush Nevada is unique in so many ways. For instance, unlike other states, Nevada has a constitutional provision that authorizes a two-tiered minimum wage. It’s called the Minimum Wage Amendment (MWA). Under the MWA, if an employer provides qualifying health benefits, a minimum-wage employee may be paid $1 per hour less than […]

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IRS issues guidance on opt-out payments for affordable ACA plans

by Ajay Gogna The IRS recently issued guidance on the application of various provisions of the Affordable Care Act (ACA) to employer-provided health insurance coverage, including guidance on how employer offers of “opt-out” payments to employees are treated for purposes of determining whether healthcare coverage is affordable. Analysis of the guidance The ACA requires applicable […]

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Employers need to examine policies, laws in light of SCOTUS same-sex marriage ruling

The U.S. Supreme Court’s June 26 ruling in favor of same-sex marriage means employers across the country need to take a look at their policies as well as the effect the ruling has on various laws dealing with employment. The Court’s 5-4 ruling in Obergefell v. Hodges struck down prohibitions on gay marriage in states […]

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Part of once-delayed ACA employer mandate takes effect January 1

by Douglas R. Chamberlain Employers got a reprieve in 2014 on a key mandate incorporated in the Affordable Care Act (ACA), but the new effective date for many employers is now set for January 1, 2015. The ACA generally provides that all employers with 50 or more employees who work 30 or more hours per […]

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When Harry left Sally: employers’ obligation to offer insurance postdivorce

by Kathryn M. Grigg Although employers may want to avoid the uncomfortable topic with employees, you can’t avoid your legal obligations to an employee’s former spouse postdivorce. For a period of time after a divorce, you’re required to offer health insurance continuation and conversion benefits to an employee’s former spouse and dependents. Here’s a summary […]

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New COBRA model notices available

by Jessica Webb-Ayer The Obama administration recently announced that new COBRA model notices are available. The notices alert employees about their ability to continue their healthcare coverage through COBRA following certain events that otherwise would result in termination of coverage. The administration updated the notices to make it clear that if employees are eligible for […]

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