News Notes: Government Clarifies COBRA Notice Delivery

Meeting COBRA election notice requirements can be tricky – and even a minor oversight can potentially be expensive. A recent opinion letter from the Department of Labor clarifies the process for providing COBRA election notices to households with more than one qualified beneficiary. If several beneficiaries live at the same address, you can send their election notices in one envelope, but you should put each person’s name on the envelope. And you can either include a separate notice for each beneficiary or just one notice that clearly identifies each qualified beneficiary and their separate right to elect COBRA continuation coverage.