Arizona’s Small Employers Need to Be Ready for New COBRA-Like Mandate

Arizona employers with fewer than 20 employees need to be ready for a new state law requiring them to offer continuation of health insurance benefits for employees and their dependents. The new law applies to health benefits plans sponsored by small employers that are issued or renewed after December 31, 2018.


Are You Making These Common COBRA Mistakes?

Everyone makes mistakes—but some mistakes are simply too costly to make. Especially when it comes to managing your workforce. Neither are Employee Retirement Income Security Act (ERISA) penalties or U.S. Department of Labor (DOL) lawsuits, so how can an organization incur such liabilities? Through compliance violations when it comes to administering health insurance continuation under the […]


ADA Leave Issues: Attendance Bonuses, COBRA, and More

By Kate McGovern Tornone, Editor When an employee needs a medical leave of absence, your first thought may be “FMLA.” But there’s more to the story: often, the Americans with Disabilities Act (ADA) is implicated right along with the Family and Medical Leave Act (FMLA). And employers need to know exactly what each law requires.

Court: It Takes More Than a Screenshot to Prove COBRA Compliance

When an employee is terminated from employment and loses group health plan coverage (subject to The Consolidated Omnibus Budget Reconciliation Act (COBRA)), plan administrators should ensure that all qualified beneficiaries are sent COBRA election notices in a timely fashion.

Employer Faces Class Action Claim for 3-Year COBRA Notice Lapse

By Gwen Cofield Employers and plan administrators should frequently review their Consolidated Omnibus Budget Reconciliation Act (COBRA) procedures to ensure initial and election notices are distributed on a timely basis. Systemwide notice failures can lead to costly class action litigation.

Divorce and the unproductive employee

by Kathryn M. Grigg Employees are not the only ones who suffer through a divorce. Employers also bear the cost of an employee’s divorce through absenteeism and reduced productivity. This article addresses some benefits and support programs you can provide at minimal cost to maintain a productive workforce. Costs of divorce The amount of time […]

Ask the Expert: Does Change to Part Time End Employee’s Benefits?

We have a question about part time employee benefits. If we have employees who change from full-time status to part time, they may not have enough payroll to cover their benefit cost. If they don’t have enough payroll and we can’t take the payroll deduction, are they still eligible for benefits?

U.S. Departments Release Guidance on ACA Implementation, Mental Health Parity

By Benjamin J. Conley, JD In late October, the Internal Revenue Service (IRS), U.S. Department of Labor (DOL), and the U.S. Department of Health and Human Services (HHS) released a series of informal frequently asked questions (FAQs) addressing various unanswered questions under the Affordable Care Act’s (ACA’s) preventive service mandate, the Mental Health Parity, and […]