Tag: advice

retirement

Supreme Court May Have to Decide Fate of DOL Fiduciary Rule

The future of the Department of Labor’s (DOL) fiduciary rule could land on the docket of the U.S. Supreme Court now that a federal appeals court has vacated the rule, including the expanded definition of “investment advice fiduciary” and associated exemptions.

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retirement

Exception to the Rule: Understanding the DOL Fiduciary Rule

In part one of this article, we covered the roles and responsibilities of a plan fiduciary and evaluated the new U.S. Department of Labor (DOL) fiduciary rule’s impact, even though full implementation has been delayed—extended to July 1, 2019. In this article, we’ll cover the exception to the fiduciary rule, as well as some steps […]

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retirement

Don’t Wait for Full Implementation of New DOL Fiduciary Rule to Understand It

With the new U.S. Department of Labor (DOL) fiduciary rule in effect, and the phased implementation and extended transition period set, it is reasonable to imagine that all members of the retirement plans community have been refreshing their understanding of the fiduciary duties tied to plan administration.

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retirement

Latest Trends Survey Discloses Fees, Remain DC Plans’ Greatest Concern

The latest edition of a widely watched consulting firm survey of defined contribution (DC) retirement plan trends found that plan sponsors continue to focus intensely on fees, even though these expenses have been pressured lower in recent years by plans’ insistence and the threat of litigation.

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reporting

Year-End Reporting: Double Check Forms Before Submitting—It Could Save You Thousands of Dollars

Year-end reporting season is a chaotic time for business owners and Human Resources personnel across the country. This year brings with it just the second season of earlier deadlines for W-2 and 1099-MISC reporting, so businesses can feel overwhelmed and pressured with the need to file on time to avoid fines.

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You Can’t Change Who You Are by Flipping a Switch

You are who you are. I’m in my 50th year. I am who I am. If I were to take a personality test, it would tell me largely the same thing it would have told me 10 or even 20 years ago. Sure, things happen in our lives that can cause our personalities to change […]

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8 essential lessons I learned from my mom

by Dan Oswald A couple of days ago we celebrated Mother’s Day, and while one day each year clearly isn’t enough to honor our mothers, it does provide us with the opportunity to thank the women in our lives for everything they have done to love and support us. A number of years ago, I […]

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What’s the right thing to say?

by Dan Oswald Last week I took my second child—and my only daughter, which is a significant distinction for a father—to college for her freshman year. I knew it would be an emotional time for her, her mother, and me. And I wanted to offer some sage advice as I left her behind in her […]

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Conclusion of college commences life of learning

by Dan Oswald My oldest graduated from college this weekend. In addition to reminding me that I am, indeed, getting older, it caused me to consider what sage career and life advice I might have for him. My first thought was that I had the order of those two things reversed—that I should be providing […]

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